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Fire Insurance Ratings

Washington Survey and Rating Bureau

The Washington Surveying & Rating Bureau (WSRB) is an independent, non-profit public service organization that evaluates all Washington cities and fire districts for their fire protection/suppression capabilities. This evaluation is done using a rating schedule approved by the Washington Office of Insurance Commissioner.

Protection Class

The WSRB rates communities on a scale of one to ten with lower ratings reflecting a fire protection system that is likely to result in lower fire loss. Communities in Washington state have ratings ranging from two to ten (there are no communities rated as protection class one). 

2021 Washington Survey and Rating Bureau Protection Class Report